HOW IT WORKS.

Handy TopUp, being the creator of the largest community of entrepreneurs wishing you to join us. To join us, you need to register with us, select whether to join the ECB (entrepreneur chain builder) community or not. Not joining the ECB community means you are only interested in our products because of the convenience we have created as such you can proceed to pay through any of our acceptable channels of payment, the amount you want in your account to be loaded to your wallet. If you care to join the ECB community where you will enjoy discounts, raise capital and much more, fill out the second form at registration, after a successful registration, make a minimum deposit of N6000 using any of our acceptable channels of payment (ATM, ONLINE TRANSFER OR DIRECT BANK DEPOSIT). In case you deposited more than N6000, we only take out the six thousand which is the requirement to join and the balance will be loaded to your mobile wallet. You will get text alerts all the way to guide you on the right steps all the way The breakdown of your N6000. You will receive topup to your registered line N1000 Your ECB community GETS N4500 Administrative charges to the system N500 After a successful registration and confirmation, proceed to introduce your Four ECB community foundation members to register and join the ECB community. For you ECBs to be registered under you, they have to use your user id as refferal (note: this is not a pre-requisite condition before earning. You can start earning even without your ECB foundation). If after introducing your ECB foundation members you still want to refer more ECBs, that’s more beautiful, because the more you refer, the faster you generate your capital. If for any reason you stop referring ECBs to us, after your foundation, we will continue to introduce more ECBs to your community until you attain your goal of a minimum sum of over N282million (CAPITAL) At handy topup there is No leg balancing No board braking We provide instant  money value No matter your status (active or dormant) you will earn All income can easily be converted to cash without stress You will also benefit even without your ECB foundation.   In all, 7 members of your upline community, your entire ECB community and our handy topup teams are all working to ensure you succeed in raising your capital as an entrepreneur.

OUR EASY TO ACHIEVE ECB (ENTREPRENEUR CHAIN BUILDER) COMMUNITY REFERRAL PLAN Levels Expected ECBs Earning/ ECB ECB space bonus ECB FEES (COMMUNITY) ECB REFERRAL TAKEHOME 1 Foundation 4 1,000 4,000 2,000 2,000 2 Prospect 16 500 8,000 4,000 4,000 3 Bronze 64 500 32,000 8,000 24,000 4 Silver 256 500 128,000 16,000 112,000 5 Gold 1,024 500 512,000 32,000 480,000 6 Diamond 4,096 500 2,048,000 64,000 1,984,000 7 Platinum 16,384 1,000 16,384,000 128,000 16,256,000 Total minimum potential earnings on ECB referrals= 18,862,000

EXPLANATION OF THE ECB REFERRAL COMPENSATION PLAN. NOTE: There are four ways to benefit from the ECB community For directly introducing any ECB, you get referral bonus of N500  For being in the ECB community (for every new comer under u) you get  N500 ECB PLATINUM bonus (from every registration at your level 7 you get N500. Activity discount bonus-----unlimited Level 1  You sponsor at least 4 ECBs to your community directly (your foundation) and receive N1000 from each. Level 2 Those sponsored by each of your foundation (4 x 4 = 16) gives you and your up-line community N500 each up to 6 levels above you Level 3 Those sponsored by your prospect community (16 x 4 = 64 ) gives you and your up-line N500 each up to 5 levels above you Level 4 Those sponsored by your  bronze community ( 64 x 4 = 256) gives you and your up-line N500 each up to 4 levels above Level 5 Those sponsored by your silver community (256 x 4 = 1,024) gives you and your up-line N500 each up to 3 levels above you Level 6 Those sponsored by your gold community (1,024 x 4 = 4,096) gives you and your up-line N500 each up to 2 levels above you Level 7 Those sponsored by your platinum community (4096 x 4 = 16384) gives you and your up-line N500 each  up to a level above you

OUR GUARANTEED ECB COMMUNITY BONUS SHARING PLAN levels Expected ECBs ECB COMMUNITY FEES SHARING FORMULAR ECB CAPITAL  BONUS ECB PROMOTIONAL REWARD 1 foundation 4 4*2000*11% 880 Nill 2 prospects 16 16*4000*11% 7,040 T-shirt 3 bronze 64 64*8000*11% 56,320 Smart phone 4silver 256 256*16000*11% 450,560 Tablet /laptop 5 gold 1,024 1024*32000*11% 3,604,480 Tv /home theater 6 Diamond 4,096 4096*64000*11% 28,385,840 Brand new car 7 platinum 16,384 16384*128000*11% 230,686,720 home ownership Total Potential Capital bonus = N263,191,840

Explanation of the Bonus plan There is an ECB community fee at each level and we start with 2000 at level 1 and keep on multiplying by two at each level up to level 7 You are entitled to 11% of all deductions at each level multiplied by the number of ECBs in that community. NOTE: All promotional gifts and rewards are only awarded on successful completion of full matrix figure in each level. Our system is designed to automatically pick and reward any member whose direct matrix figure is attained. All qualified members are notified by the system and to be awarded by the company. However, promotional REWARD/GIFTS can be altered, modified and or taken down without notice to all members

Matching Bonus Matching bonus is 25% of your direct referral's pool bonus paid on quarterly basis

Register Now! REMEMBER PRODUCTS ONLY LEAD TO PROFIT BUT IDEAS BUILDS CONGLOMERATES. JOIN HANDY TOP-UP! PLANT YOUR MONEY TREE TODAY  WE’LL WATER IT FOR YOU! Create your ATM today (handy top-up) And  We’ll ensure that it’s fully loaded A onetime payment of N6,000 naira guarantees you all these All earnings are directly and immediately paid to your mobile wallet in the form of either community bonus or discount bonus which is always visible on the application and can be loaded to your “handy wallet” at any time of your convenience by you. Cash withdrawal request are only paid to your registered bank account details with us and are treated on Thursdays and paid on Fridays only